The Process That Provides Citizens a Way Forward in the Face

question 83

Multiple Choice

The process that provides citizens a way forward in the face of legislative inaction is a(n)

• A)recall.
• B)initiative.
• C)franchise.
• D)referendum.
• E)mediated lawmaking process.

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Definitions:

Garnish Wages

A legal process in which a creditor obtains a court order requiring an employer to withhold a portion of an employee's earnings for the repayment of debt.

Late Charge

A fee assessed for payments made after their due date.

Truth-in-Lending Law

A law at the federal level in the U.S. that aims to encourage the knowledgeable use of consumer credit through mandates on disclosures regarding its terms and expenses.

Credit Offers

Proposals extended by lenders to potential borrowers detailing the terms under which credit can be extended.