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The efficiency frontier has a convex shape because of
CHAMPVA
A health care benefits program managed by the Department of Veterans Affairs for the dependents of veterans who are permanently and totally disabled due to service-related conditions.
Service-Connected Disabilities
Disabilities that are recognized as being directly related to military service.
Coordination of Benefits (COB)
A process whereby insurance companies share costs and determine payment responsibilities when a person is covered under multiple insurance plans.
Duplication of Payment
The act of making the same payment more than once, often due to administrative error or oversight, leading to unnecessary financial outlay.
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