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Fact Pattern 20-1
Mary's home is in a state that has a $30,000 homestead exemption.Mary de-faults on a $60,000 debt that she owes to Nina.Mary's home is sold at auc-tion for $80,000.
-Refer to Fact Pattern 20-1.Mary will receive
Cunning
Exhibiting skill in achieving one's ends by deceit or evasion.
Deceit
The act of concealing or misrepresenting the truth to mislead others.
Environmental-mold Traits
Personality traits that are thought to be shaped primarily by external environmental factors, as opposed to being innate.
Social Environments
The immediate physical and social setting in which people live or in which something happens or develops, including the culture, institutions, and people that influence an individual's life.
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