Zack Has Just Pled Not Guilty by Reason of Insanity

question 50

Multiple Choice

Zack has just pled not guilty by reason of insanity to killing his parents and his brother. He was arrested walking down the street without any clothes on with dried blood all over him. He has always been an introvert, and people used to call him names and say that he was crazy. Over the past couple of years, Zack has had a lot of black-out type situations where he doesn't remember the days before he finds himself somewhere unfamiliar doing something strange.
-At Zack's trial, the prosecution opens their questions by calling on the cleaning lady who found the dead bodies. She tells the court that Zack has always been a demon child and there was always something wrong with him. The judge instructs the jury not to listen to the explanation of who Zack was and how he behaved because:

• A)she is not an expert in cleaning up blood.
• B)her testimony was not fact but her opinion.
• C)her opinion boosts the prosecution's case.
• D)the defense has already entered a directed verdict.

---

Definitions:

Coinsurance Clause

A provision in an insurance policy that requires the policyholder to bear a portion of the loss in proportion to the coverage amount, encouraging them to insure the property to its full value.

Fire Damage

The destruction or harm caused to property, structures, or objects by fire.

Insurance Company

An entity that provides financial protection and compensation for losses or damages in exchange for payment of premiums.

Coinsurance Coverage

A type of insurance in which the insured pays a share of the payment made against a claim.