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Which of the following represents a unidirectional change in the nature of Earth?
Actuary
A professional who analyzes financial risk using mathematics, statistics, and financial theory, mostly in the insurance and pension plan industries.
Expected Return
The anticipated amount of profit or loss an investment generates over a given period of time.
Defined Benefit Plan
A type of pension plan where the employer guarantees a specified pension payment upon retirement, based on the employee's earnings history, tenure of service, and age, rather than directly depending on individual investment returns.
Noncontributory Plan
A type of pension plan or benefit program where the employer fully funds the benefits without required contributions from the employees.
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