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Bank Failures
The circumstance where a bank fails to meet its obligations to its depositors or creditors, leading to its insolvency or being shut down by regulatory agencies.
Excess Reserves
The reserves held by banks over and above the legally mandated minimum to meet potential withdrawals by customers.
Banking System
The network of institutions that accept deposits, provide loans, and offer various financial services to businesses and individuals.
Money Supply
Money Supply refers to the total amount of money available in an economy, including cash, coins, and balances held in checking and savings accounts.
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