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Explain why each of the following poses problems to a measure's validity: response sets (acquiescence, nay-saying, and fence sitting), socially desirable responding (faking good or faking bad), and inability to report.
APS
Automatic Payment System, a system allowing for automatic transfers of payments, often in financial contexts; the term can refer to multiple concepts depending on the context.
Savings
Money that is set aside from one's income or earnings for future use, often accumulating interest.
Saving
The portion of income that is not spent on immediate consumption but is set aside for future use, often in investments or deposits.
Disposable Income
The available amount for households to spend and save, subsequent to income tax deductions.
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