Examlex
Citizens in the United States have only a narrow set of means to express their opinions.
Check Clearing
The process by which banks settle transactions made by checks, ensuring that the funds move from the check writer's account to the recipient's.
Fractional Reserve Banking
A system in which depository institutions held reserves that are less than the amount of total deposits.
Actual Reserves
The amount of funds that a bank has on hand and in reserve accounts, which can be used to meet any withdrawal or payment demands.
Vault Cash
The physical currency a bank holds in its vault as part of its required reserves or for daily operations.
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