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What factors have slowed down the movement to a system where all payments are made electronically?
Emerging Adulthood
A phase of the human lifespan between adolescence and full-fledged adulthood which encompasses late teens through twenties, marked by exploration of identity.
Late Adolescence
The developmental stage, typically from ages 15 to 18, characterized by significant cognitive, emotional, and social changes as the individual transitions to adulthood.
Young Adulthood
A developmental stage typically covering individuals in their late teens to early forties, focusing on forming intimate relationships and establishing independence.
Combined Household
A living arrangement in which individuals or families live together under one roof but maintain separate finances or living spaces.
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