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Why does the free-rider problem occur in the debt market?
Dysfunctional Assumptions
Negative and unhelpful beliefs that are often automatic and can influence one's behavior and emotional state.
Irrational Thoughts
Thoughts that are not based on reason or logic, often stemming from misconceptions, fears, or misunderstandings.
Rational Behaviors
Actions or thoughts that are consistent with logic or reasoned thinking.
Irrational Behaviors
Actions that lack reason or logical thinking, often driven by emotions rather than rational decision making.
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