Examlex
One factor contributing to the decline in cost advantages that banks once had is the ________.
Flexible/Integrated Pattern
Approaches or systems that are adaptable and incorporate a variety of elements or structures, often in response to changing conditions or diverse needs.
Division Of Labor
The allocation of different tasks and responsibilities to different individuals or groups in a society, organization, or production process to increase efficiency.
Horticulture
The cultivation of crops in food gardens, carried out with simple hand tools such as digging sticks and hoes.
Agriculture
Intensive crop cultivation, employing plows, fertilizers, and/or irrigation.
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