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Mortgage Financing
A method of financing property where the borrower takes out a loan secured by the property, typically from a bank or financial institution.
Land Developer
An individual or company that acquires land and prepares it for construction, including planning, zoning, and installing basic infrastructure.
Speculation
Speculation involves making high-risk financial transactions with the hope of significant profits, often based on future changes in market conditions.
Subject to the mortgage
This phrase denotes that a property is encumbered by a mortgage, meaning any dealings with the property must take into account the mortgage's terms and conditions.
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