A Bank Stores Depositor Data Electronically

question 32

Multiple Choice

A bank stores depositor data electronically. The data include financial account values, social security numbers, and other information. An outside party was able to gain access to the bank's customer data through unauthorized access to the bank's computer system. The outside party was able to steal money from the accounts and to sell customer data, including social security numbers, to others. This scenario illustrates

• A) terrorism risk.
• B) climate change risk.
• C) speculative financial risk.
• D) cyber-liability risk.

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Definitions:

Tension

A psychological or emotional strain that results from demanding circumstances, often leading to feelings of anxiety or stress.

Ultimate

Representing the final or most significant version of something, or the fundamental principles underlying a concept.

Arousal Theory

A theory in psychology that suggests individuals are motivated to engage in behaviors that help them maintain an optimal level of physiological arousal.

Optimal Level

The most favorable or efficient level of functioning, performance, or operation.