All of the Following Are Arguments in Favor of Using

question 6

Multiple Choice

All of the following are arguments in favor of using an applicant's credit record in personal lines underwriting EXCEPT

• A)Most consumers have good credit records and benefit when credit history is used as a rating factor.
• B)Use of credit data in underwriting and rating eliminates price discrimination against minority groups when they purchase insurance.
• C)Underwriting and rating may be more consistent if applicants' credit histories are considered.
• D)There is high correlation between an applicant's credit record and future claims experience.

Understand how anticipated reactions from others can influence personal attitudes and behavior.

Distinguish between different relations within the balance theory.

Understand the development of attitudes through vertical and horizontal structures.

Analyze the structures of attitudes and their influence on attitude change.

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Definitions:

Communication Plan

A document that outlines an organization's strategy for communicating with internal and external stakeholders, including methods, frequency, and responsibilities.

Leadership Team

A group of individuals in charge of guiding, managing, and making strategic decisions for an organization or project.

Gatekeepers

Individuals or entities that control access to resources or decision-making processes within an organization.

Information

Data that has been processed or organized in a meaningful way that is valuable for decision-making.