Exclusions Are Used in Insurance Policies for All of the Following

question 43

Multiple Choice

Exclusions are used in insurance policies for all of the following reasons EXCEPT

• A)to reduce moral hazard.
• B)to waive policy conditions.
• C)to eliminate coverage for uninsurable perils.
• D)to eliminate coverage not needed by typical insureds.

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Definitions:

Molecular Genetics

The branch of genetics that focuses on the structure and function of genes at a molecular level.

Chimera

An organism consisting of two or more kinds of genetically dissimilar cells.

Genetically Similar Cells

Cells that have nearly identical genetic material, often as a result of replication in processes such as mitosis.

Homeotic Genes

Genes that control the development of anatomical structures in organisms, ensuring parts develop in the correct locations.