Which of the Following Statements About Accelerated Death Benefits Riders

question 56

Multiple Choice

Which of the following statements about accelerated death benefits riders is (are) true?
I.The benefit paid is usually less than the full face amount.
II.Several different medical conditions may trigger the payment of benefits.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

Personality Disorder

Mental disorders characterized by enduring maladaptive patterns of behavior, cognition, and inner experience, exhibited across many contexts and deviating from those accepted by the individual's culture.

Cluster A

A category in the DSM used to classify personality disorders characterized by odd or eccentric behaviors, including paranoid, schizoid, and schizotypal personality disorders.

Antisocial Personality Disorder

A mental condition characterized by a long-term pattern of disregard for, or violation of, the rights of others.

Cluster B

A category within the Diagnostic and Statistical Manual of Mental Disorders that includes personality disorders characterized by dramatic, overly emotional, or unpredictable thinking or behavior.