Which of the Following Statements Is (Are)true Regarding Exclusions in Life

question 18

Multiple Choice

Which of the following statements is (are) true regarding exclusions in life insurance contracts?
I.Life insurance policies are remarkably restrictive,including numerous exclusions.
II.A life insurer may exclude death attributable to certain activities or hobbies disclosed on the application.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

Essential Daily Ingredient

A vital component or nutrient that is necessary for maintaining health and must be consumed regularly; however, this term is broad and can vary in specific context.

Early Intervention

The strategy of applying therapeutic or educational practices early in the course of a problem or disorder to improve outcomes.

Encouragement of Curiosity

Promoting inquisitiveness and an eager desire to know or learn about something, often seen as a key component in education and personal development.

Behavioural Approaches

Therapeutic strategies based on the principle that behavior is learned and can therefore be unlearned or modified. These approaches often involve techniques such as reinforcement and modeling.