Carl Is Concerned That If He Purchases an Equity Indexed

question 29

Multiple Choice

Carl is concerned that if he purchases an equity indexed annuity, he will lose money long-term if the stock index declines. Which equity indexed annuity provision assures Carl that he will not lose money if he holds the equity indexed annuity to term?

• A) the indexing method
• B) the participation rate
• C) the guaranteed minimum value
• D) the maximum rate cap

---

Definitions:

Exercises

Physical activities undertaken to maintain or improve health and fitness.

Sensation-seekers

Sensation-seekers are individuals who crave novel and intense experiences, often engaging in activities that involve risk or adventure.

Risky Behaviors

Actions that can expose individuals to harm or significant risk of negative consequences, often without full consideration of the possible outcomes.

Intense Music

Music characterized by high energy, often with loud volumes, strong beats, or emotionally charged lyrics that evoke a deep response.