All of the Following Statements About Long-Term Care Insurance Are

question 35

Multiple Choice

All of the following statements about long-term care insurance are true EXCEPT

• A)Premiums can be reduced by electing shorter elimination periods.
• B)A common benefits trigger is the inability to perform a certain number of activities of daily living.
• C)Protection against inflation is usually made available as an optional benefit.
• D)Policies currently sold are guaranteed renewable.

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Definitions:

Mindfulness

A mental practice focusing on present-moment awareness, often used in meditation and therapy to reduce stress and improve emotional regulation.

Maladaptive Cognitions

Negative thought patterns and beliefs that are counterproductive and can lead to increased anxiety, depression, and other psychological issues.

Mindfulness-Based Cognitive Behavioural Therapy

A therapeutic approach combining mindfulness techniques with traditional cognitive-behavioral therapy to address mental health issues.

Anxiety

A feeling of worry, nervousness, or unease about something with an uncertain outcome.