All of the Following Statements About Optional Disability Income Benefits

question 21

Multiple Choice

All of the following statements about optional disability income benefits are true EXCEPT

• A)Under a cost-of-living rider,benefits are periodically adjusted for inflation.
• B)A Social Security rider pays additional benefits if the insured is turned down for Social Security disability benefits.
• C)Adding a return of premium rider results in a lower initial premium.
• D)Under an option to purchase additional insurance,the insured has the right to buy additional insurance at specified times without evidence of insurability.

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Definitions:

Domestic Violence

Acts of violence or abuse by one person against another within a domestic setting, such as in marriage or cohabitation.

Appetitive Aggression

A form of aggression driven by a desire to pursue and harm others, not out of fear or anger, but for a sense of reward or pleasure.

Heterosexual Relationships

Romantic or sexual relationships between individuals of opposite sexes.

Social Standards

Accepted behaviors and norms within a society or group.