Joyce Was Injured by an Uninsured Drunk Driver While She

question 52

Multiple Choice

Joyce was injured by an uninsured drunk driver while she was riding in a friend's car.Joyce and her friend each have a PAP with an uninsured motorists limit of $50,000.How much will be paid by each policy if it is determined that Joyce has $70,000 of bodily injuries?

• A)Each policy will pay $35,000.
• B)Joyce's policy will pay $50,000,and the friend's policy will pay nothing.
• C)Joyce's policy will pay $50,000,and the friend's policy will pay $20,000.
• D)The friend's policy will pay $50,000,and Joyce's policy will pay $20,000.

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Definitions:

Radiation

The emission of energy as electromagnetic waves or as moving subatomic particles, especially high-energy particles that cause ionization.

Embryo

The early stage of development in multicellular organisms after fertilization and before becoming a fetus, characterized by rapid cell division and differentiation.

Fetus

A developing mammal or human after the embryonic stage and before birth.

Syphilis

A sexually transmitted bacterial infection that can cause serious health problems if not treated.