Which of the Following Statements About Automobile Insurers That Specialize

question 36

Multiple Choice

Which of the following statements about automobile insurers that specialize in insuring high-risk motorists with poor driving records is (are) true?
I.The actual premium paid by an applicant is set by the federal government and is independent of an applicant's driving record.
II.The coverages available may be more limited than those written by insurers in the standard market.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

Sensing What Others Need

The ability to intuitively understand and respond to the unexpressed wants or needs of others.

Cognitive

Pertaining to the mental processes involved in acquiring knowledge and understanding through thought, experience, and the senses.

Affective

Relating to moods, feelings, and attitudes; typically describes phenomena that influence emotions.

Behavioral

Pertaining to the actions or reactions of a person or animal in response to external or internal stimuli.