Some States Do Not Require an Individual to Demonstrate the Ability

question 27

Multiple Choice

Some states do not require an individual to demonstrate the ability to pay an automobile liability claim until after the individual has been involved in an accident or has been convicted for certain offenses,such as driving under the influence of alcohol.This approach to dealing with compensating innocent auto accident victims is called a(n)

• A)unsatisfied judgement fund.
• B)financial responsibility law.
• C)uninsured motorist law.
• D)compulsory insurance law.

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Definitions:

Operant Conditioning

A method of learning that occurs through rewards and punishments for behavior, thereby influencing the likelihood of that behavior occurring again.

Negative Consequences

Unfavorable results or outcomes that arise as a result of an action, decision, or behavior, potentially causing harm or disadvantage.

Negative Reinforcement

A behavioral principle where the removal of an unfavorable event or outcome following a desired behavior increases the likelihood of that behavior being repeated in the future.

Intermittent Reinforcement

A conditioning schedule where a response is sometimes reinforced, leading to more robust behavioral responses.