If the Insurer Broadens Coverage During the Policy Period Without

question 16

Multiple Choice

If the insurer broadens coverage during the policy period without an increase in premium, and the broadened coverage is not part of a general program revision, the insured is entitled to the broadened coverage under which policy provision?

• A) waiver of policy provisions
• B) subrogation
• C) liberalization clause
• D) pair or set clause

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Definitions:

Kinesics

The study of body movement, gestures, and posture as forms of non-verbal communication.

Vocal Cues

Characteristics of speech, such as tone, pitch, and speed, that provide information beyond the content of the words spoken.

Paralanguage

The nonverbal elements of communication used to convey emotion and modify meaning, such as tone of voice, loudness, and tempo.

Slowly

With low speed; not quickly or rapidly.