All of the Following Are Duties of the Mortgagee Under

question 26

Multiple Choice

All of the following are duties of the mortgagee under the standard mortgage clause EXCEPT

• A)to reimburse the insurer for any loss payments.
• B)to notify the insurer of any change in ownership of the property of which the mortgagee is aware.
• C)to provide a proof of loss form if the insured fails to do so.
• D)to pay the premium if the insured fails to do so.

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Definitions:

Cigarette-Sponsored Poster

An advertisement material funded by cigarette companies to promote smoking, often seen in magazines, events, or online platforms.

Nonsmoking

The practice of abstaining from the use of tobacco products, associated with improved health outcomes and reduced risk of smoking-related diseases.

Pessimistic Bias

The tendency to overestimate the likelihood of negative events happening in the future.

Frequent Smokers

Individuals who smoke cigarettes, cigars, or other tobacco products on a regular or daily basis.