If the Insurer Broadens Coverage During the Policy Period Without

question 16

Multiple Choice

If the insurer broadens coverage during the policy period without an increase in premium, and the broadened coverage is not part of a general program revision, the insured is entitled to the broadened coverage under which policy provision?

• A) waiver of policy provisions
• B) subrogation
• C) liberalization clause
• D) pair or set clause

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Definitions:

Bacteria

Unicellular microorganisms that can be found in various environments, often involved in processes like fermentation, decomposition, and nitrogen fixation.

Dynamic Planet

A concept that highlights Earth’s constantly changing nature, driven by internal and external forces leading to climatic shifts, geological transformations, and biological evolution.

Solid Plates

Completely durable and rigid materials or objects; in geology, it could refer to the large sections of the Earth's lithosphere.

Molten Layer

A layer of partially or fully melted rock found beneath the Earth's crust, contributing to tectonic movements and volcanic activity.