Which of the Following Statements Is (Are)true Concerning the Use

question 2

Multiple Choice

Which of the following statements is (are) true concerning the use of an individual's credit history as an insurance rating factor?
I.Individuals with poor credit histories,as a group,generally file fewer homeowners claims than do individuals with good credit histories.
II.A poor credit history can be improved over time,allowing for the purchase of homeowners insurance at a lower premium.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

Pluralism

Existence of recognized diverse groups within a single (peaceful) society.

Dogma

Dogma refers to a principle or set of principles laid down by an authority as incontrovertibly true, often used in the context of religion or philosophies.

Canadian Charter

A fundamental document that outlines the rights and freedoms of Canadians, formally known as the Canadian Charter of Rights and Freedoms.

Multicultural Heritage

The diverse cultural backgrounds, traditions, and histories that make up a society, often celebrated and recognized for contributing to the social fabric.