All of the Following Are Commonly Excluded by Personal Umbrella

question 46

Multiple Choice

All of the following are commonly excluded by personal umbrella policies EXCEPT

• A)acts committed with the intent to cause bodily injury or property damage.
• B)professional liability.
• C)aircraft liability.
• D)libel,slander,and other types of personal injury.

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Definitions:

Thermoregulation

The physiological process by which an organism regulates its internal temperature within a certain range, despite external changes.

Integumentary System

The organ system consisting of the skin, hair, nails, sweat, and oil glands, providing protection to the body.

Sebaceous Glands

Small oil-producing glands in the skin that secrete sebum into hair follicles to lubricate the skin and hair.

Ceruminous Glands

Specialized glands in the outer ear canal that produce cerumen (earwax), helping to trap dust and protect the ear from foreign particles.