Which of the Following Statements Is True with Regard to the Kidnap/ransom

question 11

Multiple Choice

Which of the following statements is true with regard to the kidnap/ransom extortion coverage available through ISO's Commercial Crime Coverage program?

• A)Ransom is covered only if the hostage is returned alive.
• B)Money surrendered as a result of an extortion threat is covered.
• C)The kidnap/ransom coverage is limited to the direct loss associated with the kidnapping-the ransom payment.
• D)This coverage can only be written on a monoline basis and cannot be combined with other crime coverages.

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Definitions:

Social Group

A gathering of individuals who connect with each other, share resembling qualities, and jointly hold a feeling of unity or identity.

Gathering

An assembly or meeting of people coming together for a common purpose, often for discussion, celebration, or community activities.

Emergent Norm Theory

Suggests that norms emerge spontaneously in groups during situations where traditional routines or norms are unclear or absent.

Large Crowds

Gatherings of a significant number of people in a specific location, often leading to unique social dynamics and behaviors.