Examlex
Which of the following is NOT a valid explanation of the urban heat island effect?
Federal Reserve System
The central banking system of the United States, responsible for monetary policy, regulation of financial institutions, and ensuring financial stability.
UCC
Governing all commercial activities in the United States, the Uniform Commercial Code is a complete assembly of legal rules.
Savings and Loans
Financial institutions traditionally focused on accepting savings deposits and making mortgages and other loans.
Credit Unions
Member-owned financial cooperatives that provide savings, credit, and other financial services to their members with typically favorable interest rates and terms.
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