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Lightning always occurs between a cloud and the ground.
Negotiable Instrument
A written document guaranteeing the payment of a specific amount of money, either on demand or at a set time.
Stock Certificate
A physical document that represents ownership of shares in a company.
Certificate of Deposit
A time-bound, interest-bearing financial product offered by banks, requiring the holder to leave a lump-sum deposit untouched until maturity.
Postdating
The act of dating a document, check, contract, or other legal instruments with a date that is later than the actual date.
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