The Fair Debt Collection Practices Act Prohibits

question 10

Multiple Choice

The Fair Debt Collection Practices Act prohibits:

• A)a debt collection agency from communicating directly with a debtor under any circumstances.
• B)calls after 6 p.m.
• C)a debt collection agency from calling a debtor each day, several times a day, demanding payment.
• D)a creditor from calling a debtor regarding payment of a bill.

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Definitions:

Pluralistic Ignorance

A psychological phenomenon where a majority of group members privately reject a norm, but incorrectly assume that most others accept it, leading to a discrepancy between private beliefs and public behavior.

Negative Correlation

A relationship between two variables in which one variable increases as the other decreases.

General Happiness

A subjective measure of an individual's overall well-being and contentment with life, often studied in the fields of psychology and sociology.

Rule Of Law

The principle that all individuals, institutions, and entities are accountable to laws that are publicly promulgated, equally enforced, and independently adjudicated.