[Solved] According to Cressey, embezzlers go through a process that includes all of the following <b>except</b>: A)opportunity. B)secret financial problem. C)remorse. D)rationalizing. Barrier Options: A type of option whose existence and payoff depend on whether the underlying asset's price reaches a predetermined barrier level. Payoffs: The amount received from an investment or financial transaction. Underlying Asset: The financial asset upon which a derivative's value is based, such as stocks, bonds, commodities, or currencies. Naked Call Option: An options strategy where an investor sells call options without owning the underlying asset, exposing the seller to unlimited risk.