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When do officers usually feel the effects of the stress of their profession
Nominal Rates
The stated interest rate on a loan or investment, not accounting for inflation or compounding effects.
Real Rates
Real rates refer to the interest rates adjusted for inflation, representing the true cost of borrowing or the real yield on an investment.
Coupon Rates
The interest rate stated on a bond when issued, which represents the annual interest payment compared to the bond's face value.
Effective Rates
Interest rates adjusted for the compounding period, more accurately reflecting the true cost or yield of a financial product than the nominal rate.
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