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If the reserve ratio is raised, the money multiplier
IQ Scores
Numerical scores derived from standardized tests designed to measure human intelligence and cognitive abilities relative to an age group.
IQ Test
A standardized assessment tool used to measure a person's intelligence quotient, which is an indicator of their cognitive abilities relative to the population.
Age Group
A category of people of similar ages, often used for statistical, marketing, or planning purposes.
Heritability
The proportion of variation among individuals in a population that can be attributed to genetic factors.
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