The FDIC Fee System Encourages Depository Institutions to

question 106

Multiple Choice

The FDIC fee system encourages depository institutions to

• A) make riskier loans than they would otherwise.
• B) reject loans that probably would have been profitable.
• C) seek only a modest rate of return.
• D) operate their institutions in too conservative a fashion.

---

Definitions:

Reflective Responding

A communication technique where the listener repeats back what the speaker has said, using their own words, to ensure understanding and empathy.

Summarization

The act of condensing information or narrative to its key points or essence.

Simple Encouragement

Basic forms of support or motivation aimed at uplifting individuals or promoting a positive outlook.

Self-disclosure

The act of voluntarily sharing personal information or feelings with others.