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Converting to third normal form always avoids the problems related to dependencies.
Credit Score
A numerical expression based on a level analysis of a person's credit files, representing the creditworthiness of an individual.
Interest Rate
The percentage of a sum of money charged by a lender to a borrower for the use of the money.
APR
Annual Percentage Rate, the yearly interest rate charged to borrowers, including fees and other costs, providing a complete picture of the loan's cost.
Periodic Rate
The interest rate for a specific period of time, often related to credit cards or loans, which can be monthly, quarterly, etc.
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