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_____ Enable Two Individuals to Transfer Funds Without Using a Credit

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_____ enable two individuals to transfer funds without using a credit card.


Definitions:

Conditional Reinforcement

The process through which a response becomes more likely or strengthened because it is followed by the delivery of a reinforcer dependent on meeting a certain condition.

Contingent Reflex

A reflex action that depends on specific conditions or stimuli to occur.

Stimulus Generalization

The process by which a conditioned response is triggered by stimuli similar to the original conditioned stimulus.

Behavior Modification

A therapy approach aimed at changing undesirable behaviors through reinforcement or punishment.

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