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To survive,microbial inhabitants have learned to adapt by varying all of the following EXCEPT:
Insurance Broker
A professional intermediary who advises individuals and businesses on insurance needs and negotiates insurance contracts on their behalf with insurers.
Annual Premiums
Regular payments made yearly to keep an insurance policy active.
Renewals
The process of extending the period of validity of an agreement, policy, or subscription, often with updated terms or rates.
New-Client Policies
Guidelines or rules established by a business or organization for managing or treating new clients.
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