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What is the difference between the 'socialization model' and the 'predispositional model'? Please explain.
Repaid
The process of repaying funds that were once loaned by a creditor.
Borrowed
The act of receiving funds from another party with the promise to return the principal amount along with interest or other charges.
Payment
The act of transferring money or goods in exchange for a product or service, or to fulfill a legal obligation.
Bank
A financial institution licensed to receive deposits and make loans.
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