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Which stage of the change process is the most difficult to overcome?
Interest Rate
The cost incurred by a borrower for the privilege of using funds, defined as a percentage of the principal value.
Indifferent
A state of having no preference between two or more outcomes; neutrality in preference.
Interest Rate
The percentage at which interest is paid by borrowers for the use of money that they borrow from a lender.
Future Value
The amount of money in the future that an amount of money today will yield, given prevailing interest rates
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