Which of the Following Is One Reason Only a Small

question 66

Multiple Choice

Which of the following is one reason only a small percentage of people belonging to occupational pension plans ever collect a full pension?

• A) Many plans have a variety of conditions that effectively prevent full payment.
• B) Most plans use vesting (using pension plan money to reinvest in the company) to keep up with inflation, but the government does not insure against bankruptcy.
• C) The majority of plans lack portability, and as workers change jobs much of their pension is lost.
• D) Most plans are indexed to private savings and investments, and pay full pensions only to the poorest recipients.

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Definitions:

Emergent

A phenomenon or property that arises from the complex interactions of simpler elements, not predictable from the characteristics of the individual elements alone.

Understory Layers

Refers to the vegetation layer in a forest that grows at a lower height under the forest canopy, consisting of shrubs, young trees, and ground cover plants.

Vegetation

Plant life or total plant cover in an area, encompassing the variety of plant species and their abundance.

Tropical Grassland

A biome characterized by tall grasses, occasional trees, and a warm climate, receiving more seasonal rainfall than a desert but less than a tropical rainforest.