Examlex
The substantial capacity test is supposed to remove the objections to the right-wrong test.
Loan Amount
The sum of money borrowed from a lender that is expected to be paid back with interest.
Annual Interest
The amount of money that is paid in interest on an investment, loan, or savings account over the course of a year.
Maturity
The stage in an entity's life cycle, whether a financial instrument, product, or organism, where growth has stopped and it has reached full development.
Borrower Characteristics
Characteristics that describe individuals or entities seeking loans, including their credit history, income level, and financial stability.
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