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The future_value argument of the Pmt Function is the amount that is being borrowed.
Volumetric Thinking
The ability to understand and manipulate three-dimensional space in the mind.
Creativity Tests
Assessments designed to measure an individual's potential to produce work that is both novel and useful.
Convergent Thinking
A cognitive process where the focus is on finding a single, correct solution to a problem, narrowing down the available options.
Divergent Thinking
A thought process used to generate creative ideas by exploring many possible solutions.
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