What Is Not a Correct Statement Concerning the Fair Debt

question 38

Multiple Choice

What is not a correct statement concerning the Fair Debt Collection Practices Act?

• A) It prohibits improper practices in the collection of consumer debts.
• B) It applies to all persons who are collecting debts for others.
• C) It imposes liability on debt collectors who violate the law.
• D) Despite the fact that a debtor owed the money that the agency was trying to collect, the agency may violate the law.

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Definitions:

Resistance

The refusal to accept or comply with something, or the attempt to prevent something by action or argument.

Compliance

The act of conforming to or following rules, standards, laws, or requests made by authority figures or governing bodies.

Adherence

The act of sticking faithfully to a commitment, rule, or instruction.

Commitment

A dedication to a cause, activity, or the fulfillment of a promise or obligation.