All of the Following Are Points of the Restoring American

question 182

Multiple Choice

All of the following are points of the Restoring American Financial Stability Act of 2010 EXCEPT:

• A) creating a Consumer Financial Protection Bureau.
• B) requiring mortgage lenders to review income and credit histories of applicants to ensure they can afford payments.
• C) imposing tighter restrictions on banks to limit risky investments.
• D) requiring firms that create mortgage backed securities to keep at least 50 percent of their value as reserves.

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Definitions:

Southern Politics

The political landscape and history unique to the southern United States, characterized by distinct regional issues, identities, and alignments.

Racial Violence

Aggressive behavior or actions aimed at individuals or groups based on their race or ethnicity, often to maintain or assert dominance.

Southerners

Individuals hailing from or residing in the Southern region of the United States, often associated with a distinct cultural, historical, and social heritage.

Reconstruction

The period after the American Civil War when the Southern states were reorganized and reintegrated into the Union.