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-In the Balance Sheet Above,the Entries Are in Millions of \text

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 Assets  Liabilities  Reserves $400 Deposits  Loans $1,200$800 Total  Total $1,200$1,200\begin{array}{|l|l|}\hline {\text { Assets }} &{\text { Liabilities }} \\\hline \text { Reserves } & \\\$ 400 & \text { Deposits } \\\text { Loans } & \$ 1,200 \\\$ 800 & \\\text { Total } & \text { Total } \\\$ 1,200 & \$ 1,200\\\hline \end{array}
-In the balance sheet above,the entries are in millions of dollars for the FBN Bank.If the desired reserve ratio on deposits is 10 percent,FBN Bank can loan an additional


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Primary Reinforcer

A fundamental stimulus that fulfills a basic need or instinct, such as food for hunger, inherently rewarding without learning.

Latent Learning

Latent learning is the process by which individuals acquire knowledge subconsciously, without obvious reinforcement or immediate demonstration of that knowledge.

Classical Conditioning

A learning process that occurs through associations between an environmental stimulus and a naturally occurring stimulus, leading to a learned response.

Pavlov

A Russian physiologist known for his work on classical conditioning, demonstrating how stimuli can elicit responses through associative learning.

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