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-In the figure above, if the interest rate is 4 percent, there is a $0.1 trillion excess
Aptitude Test
A test designed to predict a person’s ability in a particular area or line of work.
Genetics and Environment
Genetics and environment refer to the interplay between an individual's DNA and their surroundings, collectively influencing their physical and psychological development.
Development of Intelligence
The process by which intellectual capabilities grow and change throughout life, influenced by genetics, environment, and education.
Empirical Evidence
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