An Unintended Consequence of a New Microcredit Program Is That

question 24

Multiple Choice

An unintended consequence of a new microcredit program is that it makes it more difficult for other lenders to determine if potential borrowers are already deeply indebted and?

• A) Allows borrowers to default without losing access to future credit
• B) Allows low income families a way to climb out of poverty
• C) Allows households to plan for a major event such as paying a dowry without having to sell of assets
• D) If the loan is given to women can increase their status in the family or the community

Calculate the minimum acceptable price for selling or purchasing products based on relevant costs.

Evaluate the profitability of using existing resources versus obtaining new resources.

Understand the role of sunk costs, opportunity costs, and avoidable costs in financial decision-making.

Determine the optimal product mix in situations of limited resources using contribution margin analysis.

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Definitions:

Ethnographic Research

A qualitative research method that involves observing and interacting with participants in their real-life environment to gain deep insights into their cultures, behaviors, and attitudes.

Depth Interviews

A qualitative research method involving detailed, one-on-one discussions to explore deeper insights into an individual's attitudes, beliefs, or behaviors.

Social Media

Online platforms that enable users to create, share content, or participate in social networking.

Mall Intercept Interviews

A qualitative research method where interviewers approach shoppers in malls to ask questions or conduct surveys about their behaviors or opinions.