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When a couple correctly uses the diaphragm,condom and spermicidal jelly/foam,the likelihood of becoming pregnant is almost nil.
Effective Annual Rate
The real return on an investment, taking into account the effect of compounding interest over a year.
Annual Percentage Rate
The annual rate charged for borrowing or earned through an investment, inclusive of any fees or additional costs.
Periodic Interest
Interest that is paid or calculated at regular intervals over the life of a loan or investment.
Stated Interest
The interest rate declared on a bond or loan that represents the actual annual cost of borrowing to the borrower.
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